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Course Objective

            This course was created to teach advisors (CPAs, EAs, accountants, attorneys, financial planners, and insurance advisors) about how to best use IRAs to help clients maximize their long-term investments.

            Most advisors see IRAs as a way for moderate income clients to put a few dollars away income taxed deferred for retirement. Most advisors do not understand that IRAs can be used as a terrific tool to differentiate advisors from one another through knowledge on the various ways clients can invest in IRAs.  This material will focus on the different types of investments in IRAs with an emphasis on how to use tax deferred IRA money to invest in real estate (which is a “hot” topic in the investment world).


Advanced Investment Planning

1. Introduction           

2. Could Real Estate be the Answer? 

3. Investment Limitations of IRAs

a) S-Corporation Stock

b) Annuities

c) Principal protection

e) Equity indexed annuities

f) Variable annuities

4. Roth and Traditional IRAs

a) Contributions

b) Deductibility

c) Tax Credits

d) Withdrawals

e) Roth IRA Withdrawals

f) IRA Rollovers and Transfers

g) IRA to Roth IRA Conversions

5. Educational IRAs

a) Contributions

b) Requirements to Open an E-IRA Account

c) Distributions

d) Prohibited Transaction Rules

6. Prohibited Transactions 

7. Unrelated Business Income Taxes (UBIT)

8. Active Business Income

9. Debt Financed Income


© 2017 The Wealth Preservation Institute • St. Joseph , MI • (269) 216-9978